Coin
In the U.S. Mint’s framing, coins are produced under governmental authority. Legal tender is official money issued by a government.
Medal
The U.S. Mint glossary describes a medal as a metal object resembling a coin, generally with no stated value and not intended to circulate as money.
Token
“Token” covers many private or limited-purpose pieces. A token can be collectible, commemorative or functional, but its coin-like shape does not create legal-tender status.
Why this matters
Accurate classification protects you from paying official-coin prices for a private souvenir or assuming precious-metal value that has not been documented.
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