Coin versus token versus medal
The U.S. Mint glossary describes a medal as a coin-like metal object with no stated value and not intended to circulate as money. In casual retail use, “token” is often used for privately produced commemorative pieces.
Ask who issued it
Issuing authority is one of the fastest ways to categorize a piece. A private merchant, political organization and the U.S. Mint are not interchangeable issuers.
Ask what the material claim says
Gold-colored, gold-tone and gold-plated are not equivalent to solid gold. Look for explicit composition and weight before assigning precious-metal value.
Ask what “limited” means
If scarcity is important, look for an actual production limit or mintage figure rather than urgency language alone.
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